---
title: Comparing development AI tools
teaser: Cursor, GitHub Copilot and Windsurf. Are all of them the same?
tags: development,ai,artificial intelligence
author: Jose Blanco
published_on: 2025-04-18
---

AI tools are becoming more and more common in the development workflow. With the
boom of AI in recent years, we have seen an increasing number of tools available
to help developers in their daily tasks. They can help us write test and code
faster, find bugs, and in general, be more productive if we have good knowledge
of what we are doing.

**But there are risks**.

In this post, we'll take a look at some of the most popular AI tools for
developers and discuss their capabilities, privacy concerns and learning
concerns.

## GitHub Copilot

GitHub Copilot is most likely the first AI tool a developer has introduced in
their workflow. It's available as a plugin for Visual Studio Code and other
popular code editors. It supports a wide range of programming languages and
frameworks, making it a versatile tool for developers working on different
projects.

### How it works

It uses popular models trained on a large dataset of code to generate suggestions
that are relevant to the code we are writing. The models available as per March
2025 are OpenAI 4o, o1 and o3-mini, Claude 3.5, 3.7, and 3.7 thinking and Gemini
2.0 Flash.

To get the best out of GitHub Copilot I recommend having a look at their
documentation as they have a [cookbook](https://docs.github.com/en/copilot/copilot-chat-cookbook) section with examples on how to
use it.

In my experience Copilot is great to help us be faster writing tests or
refactoring, but it's not that great when we are working in a complex production
application. The majority of the time the suggestions are not very helpful even
if you include the files in the chat so the model can have more context.
This leads to distractions and lost time.

### Privacy concerns

Like the majority of AI tools, Copilot requires access to our codebase to
generate suggestions, which raises questions about data privacy and security.
It is important to understand how Copilot uses our code and what data it
collects to ensure that our code and data are secure.

GitHub Copilot sends information to GitHub's Azure servers to generate code and
chat suggestions. This information includes context about our code and files as
well as data about how we interact with the service. All data is protected with
industry-standard encryption during transfer and storage.

The service processes personal information differently depending on how we
access it through the website, mobile app, IDE extensions, or when using
features like CLI suggestions, code completions, or chat. The collected
information falls into several categories: user interaction metrics (like which
suggestions we accept or reject), our inputs for generating suggestions, the
AI-generated responses themselves, and any feedback we provide about the
service.

It's important to note that GitHub has explicitly stated they do not use data
from Copilot Business or Enterprise customers to train their AI models.

The fact that Business and Enterprise data isn't used for model training
suggests GitHub is sensitive to privacy concerns for professional users.
In any case we should remain aware that our coding activity and interactions
with Copilot are being monitored and stored to improve the service and generate
personalized suggestions.

## Cursor.ai

Cursor.ai is an AI-powered code editor with integrated AI assistance. It's
essentially a modified version of Visual Studio Code that incorporates advanced
AI capabilities directly into the coding environment.

### How it works

When we use Cursor the code and contextual information is processed by various
AI models, including those from OpenAI, Anthropic, and Google, to generate
suggestions and responses. The tool can analyze the current file, surrounding
code context, and project structure to provide more relevant assistance.

What sets Cursor apart from Copilot is their integrated AI features. Code
generation from natural language prompts, contextual chat assistance, and
codebase understanding capabilities are natively integrated in the interface.

### Cool features

Cursor's Codebase Indexing feature creates semantic representations of our code
to enable more contextual AI assistance. While enabled by default, this feature
can be disabled during setup or in settings. When indexing is active, Cursor
creates encrypted representations of our files, with paths obfuscated to protect
sensitive information.

One cool thing with Cursor is that we can add some project rules. These rules
are a set of instructions for the model to know how it should code. The rules
live in `.cursor/rules`. We can find some in this [cursor directory](https://cursor.directory/).
For my Rails personal projects I've been using [thoughtbot guides](https://github.com/thoughtbot/guides/tree/main/rails)
plus some of the directions from [here](https://cursor.directory/rails-ruby-cursor-rules).

In my experience, the context awareness, the indexing and the integrated chat
assistance capable of analysing different files at the same time is a game
changer. I have some knowledge of React Native and TypeScript, but I'm not an
expert. 

With the help of Cursor I was able to write a working mobile app in one day with
some basic features. Design included. Obviously it is not a production ready
application but to conceptualise an idea and have a working prototype in a day
is amazing.

### Privacy concerns

With Cursor, we also have to think about privacy concerns. Cursor.ai has
achieved [SOC 2 Type II] certification and commits to annual security
penetration testing by third parties. The platform functions by sending users'
code data to various cloud services to power its AI features, with different
handling procedures based on whether Privacy Mode is enabled.

When using Cursor, our code data travels through a network of major cloud
service providers and AI model providers, including AWS, Microsoft Azure,
Google Cloud Platform, Fireworks, OpenAI, Anthropic, and others. These services
may process or temporarily store our code to generate AI responses.
However, **Cursor has established zero data retention agreements** with several
AI providers to enhance privacy protection.

If we're concerned about data privacy, we can enable Privacy Mode, use
`.cursorignore`files to prevent specific files from being indexed, and be aware
that we can completely delete our account and associated data at any time.
While the service necessarily requires sending our code to cloud servers for AI
processing, the combination of zero-retention agreements, data encryption, and
the Privacy Mode guarantee provides reasonable protection for most development
scenarios.

## Windsurf (part of Codeium)

Windsurf is another cloud based editor with integrated AI capabilities. It's
part of Codeium, a platform that offers a range of AI-powered development tools
for teams and enterprises. Windsurf is very similar to Cursor in terms of
capabilities.

### How it works

Windsurf models are the following: GPT-4o, Claude 3.5 Sonnet, Claude 3.7 Sonnet ,
Claude 3.7 Sonnet(Thinking), DeepSeek-V3 , DeepSeek-R1 , o3-mini (medium
reasoning), Gemini 2.0 Flash , Gemini 2.5 Pro and Cascade Base.

Cascade base powers the agentic code generation capabilities of Windsurf,
allowing it to generate code by just writing continue in their chat. In
practice, I've seen the same results as using the chat of Cursor. The code
generated is very similar and the context awareness is very good.

### Cool features

One cool thing about Windsurf is that it offers integrations with
[MCP (Model Context Protocol)](https://modelcontextprotocol.io/introduction) that allow us to use our
LLM to access external tools and services. MCP allows Windsurf to draw context
from diverse information sources simultaneously. When working on a complex
project, the AI can access our local codebase, documentation from the web,
private company knowledge bases, and other specialized data sources all through
a unified protocol.

### Privacy concerns

In terms of privacy, Windsurf inherits Codeium's privacy approach, which
includes a"Zero Data Retention" mode enabled by default for teams and
enterprises. This means code or codedata shouldn't be stored in plaintext on
their servers or by their subprocessors, but always remember that our code is
still transmitted to Codeium's servers for processing.

Windsurf relies on various AI model providers like OpenAI, Anthropic, and Google
Cloud. While Codeium claims to have zero data retention agreements with these
providers, we are still dependent on these third parties honoring their
commitments. Also, The Model Context Protocol (MCP) that makes Windsurf powerful
also introduces privacy considerations. Since it's designed to connect to
multiple data sources and tools, it potentially increases the pathways through
which our data flows.

The fundamental privacy question with Windsurf is the same as with the other
tools; **how comfortable are we with our proprietary code being processed (even
temporarily) by external systems?**

## More about privacy - where is all the data going? What is the tool doing with it?

GitHub Copilot holds an impressive array of certifications including
[SOC 1/2/3](https://github.blog/changelog/2024-12-06-the-latest-github-and-github-copilot-soc-reports-are-now-available/),
[ISO 27001:2013](https://github.blog/news-insights/company-news/github-achieves-iso-iec-270012013-certification/),
[CSA STAR Level 2](https://cloudsecurityalliance.org/star/registry/github-inc/services/github),
and [TISAX](https://github.blog/changelog/2024-10-01-announcing-tisax-for-github/)
(specific to the automotive industry). This comprehensive certification profile
demonstrates strong security controls across financial reporting, information
security management, and industry-specific requirements.

Cursor.ai has achieved SOC 2 Type II certification and conducts annual
penetration testing, which covers essential security controls but is less
comprehensive than Copilot's certification suite. Windsurf offers SOC 2 Type II
certification, FedRAMP High creditation, and annual penetration testing. While
it has fewer total certifications than Copilot, the FedRAMP High accreditation
is particularly significant for government and regulated industries.

GitHub Copilot distinguishes between Business/Enterprise data (which they state
is not used for training) and individual user data, with less clarity about how
individual data is handled by default. Cursor.ai offers "Privacy Mode" which
prevents code storage but still allows processing, with this mode automatically
enforced for team members. Windsurf features "Zero Data Retention" mode enabled
by default for all teams and enterprises, with clear infrastructure separation
for privacy-mode requests through parallel processing systems.

GitHub Copilot provides limited information about data residency options in the
material reviewed. Cursor.ai mentions servers in US, Asia (Tokyo), and Europe
(London)to support global users with lower latency. Codeium servers are specific
to regions including US, EU (Germany), and FedRAMP environments, with clear data
residency controls to meet regulatory requirements in different jurisdictions.

It's clear that all three platforms take security seriously but with different
approaches. GitHub Copilot has the most comprehensive third-party security
validations. The fundamental difference is in data control. GitHub Copilot keeps
all processing in their cloud with limited transparency about individual user
data. Cursor and Windsurf offers strong privacy controls but still requires
sending code to their infrastructure.

## Learning concerns

As a programming learner, consider using AI coding tools as assistants rather
than replacements for our own thinking. Try solving problems independently first,
then compare our solution with AI suggestions to learn alternative approaches.
Use AI to explain unfamiliar concepts or to help when you're truly stuck, but
avoid the temptation to generate solutions for every challenge you face. Balance
the convenience of AI assistance with deliberate practice that develops our
independent coding abilities.

Remember that professional programmers aren't just code producers; they're
problem solvers who understand the underlying principles and can adapt to new
languages, frameworks, and challenges. These fundamental skills come from
hands-on practice and working through difficulties, not from outsourcing the
thinking process to AI.

[SOC 2 Type II]: https://trust.cursor.com/
